保险说明

A.基本责任险(Public Liability)
爱梦达房车保险包含由于操作房车造成的责任索赔、财产损失和/或人身伤害。 覆盖范围提供第三方的法律限制,保护主驾人和签约驾驶员。在事故发生时,责任险的保障范围受限于美国的州或加拿大省所规定的金融条款。超出州或省的限制的索赔可能会发生,这时的索赔需由主驾人承担。爱梦达房车不承担类似的索赔除非客户购买补充责任险。

B .汽车故障保护(Vehicle Incident Protection (VIP)
管辖范围:美国和加拿大
费用: 包含在每晚价格中。
覆盖范围:
爱梦达租车提供的汽车故障保护是一项独立的保护,这项保护可以减少租赁者对于特定车辆损坏的经济责任,租赁者需自行承担USD1000。

汽车故障保护合同协议是爱梦达和租赁者间的协议,在协议里,爱梦达租车同意每一次事故中租赁者对于车辆造成的损坏,租赁者需自行承担USD1000,覆盖范围由当时使用的租赁合同决定。

补充责任保险(Supplemental Liability Insurance (SLI)

管辖范围::美国和加拿大
费用:每晚10美元;没有最大金额限制。
覆盖范围:
•补充责任保险提供额外的责任保险,这项保险范围包括基本保险范围, 由第三方机构要求,人身伤害险,额度高达1,000,000美元,或者是在操作爱梦达房车期间发生事故所造成的财产损失。
• 如果租赁者是美国以外地区的,而且已经有国外的责任保险。根据租车合同,国外的责任保险范围将超过补充责任保险。
可减免的:补充责任保险不许自行承担费用。
不包含: 包括但不限于以下:
• 在使用租用车辆时,违反租赁合同的条款和条件。
• 酒后驾车或吸毒后驾车造成的车辆损坏。
• 由未经授权的驾驶员使用租用车辆造成的事故损坏。
• 补充责任保险在IAD和BOS地区不可使用。

墨西哥汽车责任保险(México Auto Liability Insurance (MALI)
对于租用爱梦达房车而且在墨西哥游览的租赁者,爱梦达墨西哥汽车责任保险是一项必须的保险。
爱梦达汽车责任保险提供宽泛的保险范围,解除很多在过境时候试图获得保险的麻烦。
• 穿越边境,必须有爱梦达的书面同意。
• 爱梦达墨西哥责任保险必须在柜台购买。
• 客户可以只购买将要在墨西哥停留天数的墨西哥责任保险。
• 对于租用车辆在墨西哥的修理或丢失,爱梦达不予补偿。
适用范围: 只有在墨西哥旅行并且遵守墨西哥法律时,墨西哥汽车责任险才是有效的。
费用: 22美元/天。没有上限。
范围:
这项保险提供范围包括,汽车损坏,车辆丢失,第三方责任和医疗费。保险范围还包括法律援助途径帮助司机不被逮捕。
限于:
• 车体损坏:碰撞,车辆侧翻,车辆倒置造成的实际现金价值。
• 车辆丢失:仅限现金价值。不包含部分被偷。
• 车辆责任:财产损失及身体受伤的单项限制,上限是1,000,000美元。
• 医疗费:每人3000美元,每起事故15,000美元。
• 法律援助:提供。
可减免的:
• 车体损坏:车体损坏减免额为实际现金价值的5%,至少减免1000美元。
• 整车被偷:整车被偷可减免金额为房车实际现金价值的10%,客户需自行承担USD1000。覆盖范围不包括部分被偷。
• 汽车责任:不可减免。
• 医疗费:不可减免。
• 法律援助:不可减免。
不包含:包括但不限于以下:
• 在使用租用车辆时,违反租赁合同的条款和条件。
• 酒后驾车或吸毒后驾车造成的车辆损坏。
• 由未经授权的驾驶员使用租用车辆造成的事故损坏。
• 范覆盖范围不包括部分被偷。

described in the insurance paragraphs included below
• All coverage and waivers are subject to the expressed terms and conditions of the rental contract signed by the client on pick up.
• In the event of an accident, renter and / or driver must disclose to El Monte RV any insurance coverage they may have.
• This outline is not a complete description of the various coverage plans. The El Monte RV rental agreement contains the complete legal provisions of the plans.
• Insurance and coverage plans are subject to change without notice.

A. Public Liability
El Monte RV maintains insurance coverage for liability claims, property damage and / or personal injuries resulting from the operation of an El Monte RV vehicle. Our coverage provides third party legal limits to protect the renter and authorized drivers. Liability coverage is limited to the minimum financial limits determined by the US state or Canadian province in which the incident occurred. Claims in excess of the state or province limits may arise. These claims are the responsibility of the renter. El Monte RV assumes no responsibility for such liability claims unless the client has purchased the Supplemental Liability Insurance.
B. Vehicle Incident Protection (VIP)
Jurisdiction:USA and Canada
Cost: Included in nightly rate
Coverage
El Monte RV offers VIP coverage which is separate protection that reduces Renter's financial
responsibility for certain physical damage to the Rental Vehicle to the applicable deductible of $1000.
VIP is a contractual agreement between the El Monte RV and the Renter, wherein El Monte RV agrees
not to collect more than the applicable deductible of $1000 per occurrence from Renter for damages to
the Rental Vehicle, coverage is pursuant to the terms and conditions of the then applicable rental
contract
C. Supplemental Liability Insurance (SLI)

Jurisdiction:USA and Canada
Cost:$10 per night; No maximum amount
Coverage
• Supplemental Liability Insurance provides excess auto liability insurance that protects the renter for the difference between the underlying insurance and up to $1,000,000 against claims by a third party for bodily injury and / or property damage sustained as a result of an accident while operating the El Monte RV rental vehicle.
• If the renter resides outside the United States and is covered by a foreign Liability Insurance policy, the foreign Liability Insurance coverage will be excess / secondary over the SLI purchased pursuant to the rental contract
Deductible:There is no deductible with the Supplemental Liability Insurance.
Exclusions: Include but are not limited to the following
• Use of a rental vehicle in violation of the terms and conditions of the rental contract.
• Motor home or vehicle damage caused while driving under the influence of alcohol and / or narcotics.
• Accidents arising out of the use of a rental vehicle by an unauthorized driver.
• Renter's liability for damage to the rental vehicle.
• SLI is not available at IAD or BOS
D. México Auto Liability Insurance (MALI)
El Monte RV's Mexico Auto Liability Insurance is required protection which the renter must obtain from El Monte RV when renting an El Monte RV vehicle and will be traveling in Mexico. Being added to El Monte RV's Mexico Auto Liability Insurance policy provides excellent coverage and eliminates the hassles of trying to obtain insurance at the border.
• A written permit from El Monte RV is required for border crossing.
• El Monte RV's Mexico Auto Liability Insurance must be purchased at the rental counter.
• Client may purchase coverage only for the specific days that they will be in Mexico.
• There is no reimbursement for repairs or lost use incurred while vehicle is in Mexico.
Jurisdiction: Mexico Auto Liability Insurance is only valid when traveling in Mexico and according
to the laws of Mexico.
Cost: $22 per calendar date that the vehicle will be in Mexico. No maximum amount.
Coverage
This insurance provides coverage for physical damage to or total theft of the El Monte RV rental vehicle, third party liability and medical payments. Coverage also includes legal assistance to aid in the prevention of the driver from going to jail.
Coverage
• Physical damage: Limited to ACV (actual cash value) for collision, upset, overturn, etc.
• Total theft: Limited to ACV. Coverage excludes partial theft.
• Auto liability: $1,000,000 combined single limit for property damage & bodily injury.
• Medical payments: $3,000 per person and $15,000 per accident.
• Legal assistance: Included
Deductible
• Physical damage: The deductible for physical damage is 5% of the actual cash value of the RV, with a minimum deductible of $1,000.
• Total theft: The deductible for total theft is 10% of the actual cash value of the RV, with a minimum deductible of $1,000. Coverage excludes partial theft.
• Auto liability: No deductible
• Medical payments: No deductible
• Legal assistance: No deductible
Exclusions:Included but are not limited to the following:
• Use of a rental vehicle in violation of the terms and conditions of the rental contract.
• Accidents which occur while renter is under the influence of alcohol and /or narcotics.
• Accidents arising out of the use of a rental vehicle by an unauthorized driver.
• Coverage excludes partial theft.